If you’ve recently bought a home or owned one for a while, you know that you’ve made a long term investment. Three important coordinating pieces of your investment worth mentioning are your home equity, home equity loans, and home equity lines of credit (HELOC).  What is home equity?  Your home’s equity is the difference between…

Since the start of the COVID-19 Pandemic, working from home (WFH) has likely become a possibility for your company and may have even been necessary at one time. After a year and half, as an employer you might find yourself asking, is WFH still ideal for my business?  Here are some benefits and drawbacks to…

Cybersecurity starts with YOU and is everyone’s responsibility. Do Your Part. Be Cyber Smart.   Protect Your Personal and Confidential Information 1.                 Use Multi-Factor Authentication when possible. 2.                 Use Complex Passwords. 3.                 Keep Software and Computers Up-to-date.   4.                 If You Connect it, Protect it. 5.                 Beware of Strangers Online. 6.                 Don’t Overshare on Social Media. 7.                …

Want to start financing your small business, but don’t know where to start? Here’s some key terms to have in your toolkit and 3 general ways to get started.  What is Business Financing? Before you begin financing your business you must decide how much startup funding you will need. Successfully financing your business begins with…

As a consumer, monitoring cash flow for your own personal account is important because it indicates how much, where, and how often you are spending your earnings. Not only is managing cash flow important for your personal accounts, but it is also critical for increasing profits and ensuring financial stability for your business.  What is…

If you’re like most of us, you probably rarely think about your credit score. After all, it’s not a number that pops up in day-to-day living. However, if you’re going to apply for a loan, a credit card, etc., it’s a number that will impact whether or not your application will be accepted, and in…

Home Equity Lines of Credit allow you to borrow against your home’s equity to get cash for other needs. Establishing a Line of Credit today can prepare you for unexpected expenses in the future or help you achieve your goals like:  Home Improvements Debt Consolidation College Expenses           Car Purchases Vacations Second…

Financial scams targeting customers over the age of 60 have become more prevalent over the past several years. Why? Because these individuals may have a significant amount of money sitting in their accounts. Let’s take a look at some of the most common scams to avoid: Health Insurance. Be sure you understand exactly how your medical provider…

A lot has been reported about different ways people use the internet to hack into other people’s accounts or even spy on those around them. For many, using the internet may be a little scary; you may feel your privacy is being invaded. Or, you generally don’t feel safe performing online transactions. The reality is,…

Costly financial scams targeting seniors can be absolutely devastating and wreak havoc on their lives. Unfortunately, they’re all too common. According to the National Council on Aging (NCOA), here are the Top 3 scams targeting senior citizens in our country: Medicare/Health Insurance Fraud A scam artist commonly will pose as a Medicare representative and ask the vulnerable…

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