for 12 months

Visit the Republic Bank location nearest you to apply for our Home Equity Line of Credit and enjoy a low 1.99% APR for 12 months.

Home Equity
Line of Credit

1.99% APR

LOCATIONS

Rates as low as

RATES AS LOW AS

1.99%
APR1

Rates as low as

for 12 months

1Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact Republic Bank for current rates. This product as a draw period of 10 years, after which any outstanding balance will result in a fixed balloon payment. If an initial draw of $10,000 or greater is taken on the date your Republic Bank Home Equity Line of Credit is established, a promotional fixed Annual Percentage Rate (APR) of 1.99% will apply for the first twelve (12) months after the date the account is established (the “Promotional Period”). After the Promotion Period expires, the terms and conditions of the Variable Rate Feature will apply. This means that the monthly minimum payment may increase after the Promotional Period. The 4.25% APR is based on 75% LTV for $100,000 approved line at Prime + 0.00% or 4.25%, whichever is higher. APR will change based on Prime plus or minus a margin designated by program and plan selected. The APR in indexed to the Prime Rate as posted in the Wall Street Journal. As of 10/22/21, Prime is 3.25%. If a credit line is closed within the first 36 months, the fee will be 2% of the credit line up to $750. Offer is available for new Home Equity Line of Credit clients only. An annual fee of $65 applies. All loans offered through Republic Bank of Chicago. APR and margin apply to owner-occupied dwellings only. Other rate enhancements do not apply. Offer may be withdrawn at any time without notice.

1Subject to credit approval. Property insurance required for all loans secured by property. Rates are subject to change daily. Contact Republic Bank for current rates. This product as a draw period of 10 years, after which any outstanding balance will result in a fixed balloon payment. If an initial draw of $10,000 or greater is taken on the date your Republic Bank Home Equity Line of Credit is established, a promotional fixed Annual Percentage Rate (APR) of 1.99% will apply for the first twelve (12) months after the date the account is established (the “Promotional Period”). After the Promotion Period expires, the terms and conditions of the Variable Rate Feature will apply. This means that the monthly minimum payment may increase after the Promotional Period. The 4.25% APR is based on 75% LTV for $100,000 approved line at Prime + 0.00% or 4.25%, whichever is higher. APR will change based on Prime plus or minus a margin designated by program and plan selected. The APR in indexed to the Prime Rate as posted in the Wall Street Journal. As of 9/8/21, Prime is 3.25%. If a credit line is closed within the first 36 months, the fee will be 2% of the credit line up to $750. Offer is available for new Home Equity Line of Credit clients only. An annual fee of $65 applies. All loans offered through Republic Bank of Chicago. APR and margin apply to owner-occupied dwellings only. Other rate enhancements do not apply. Offer may be withdrawn at any time without notice.

Home Equity
Line of Credit

1.99% APR

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