Personal Banking at republic bank

24 Month Flex Option CD at 4.25% APY

Celebrate the Holidays at 4.25% APY

Give yourself the gift of a great rate this holiday season.

Earn 4.25% APY1 in a 24 Month Flex Option Certificate of Deposit.

Don’t delay. Visit the branch nearest you to open your new CD today.

Family Celebrating Winter Holidays with Digital Money Market

Put your savings to work at 4.25% APY in our 24 Month Flex Option CD.

  • $1,000 minimum deposit to open account (new money required)
  • Interest is compounded and credited monthly
  • FDIC insured


Man Giving the Gift of Digital Money Market

Get 4.25% APY in a 24 Month Flex Option CD

We have the gift that keeps on giving – guaranteed growth and interest rate protection while you build your savings and have peace of mind with a strong, predictable return on your investment. Open your 24 Month Flex Option CD1 today, and experience the Republic Bank advantage for yourself.

Facts, Answers, and Questions

Great question. We’re a family-owned bank, and we’ve been dedicated to serving our clients since our first branch opened in 1964. Over the years, we’ve expanded our financial services, reinvested in our communities, and have grown to 19 locations throughout Chicagoland.

We embrace innovation, entrepreneurship, and hard work regardless of where you live. And the exceptional service we provide knows no geographic boundaries.

If you’re in a jam and need unbiased advice, we’ve got your back.

Our point? You can count on us to work hard for you.

 You’ll need:

  • Social Security Number
  • Driver’s License or State ID
  • Opening Deposit

Need help? Call us at 800-526-9127. We’re available Monday through Friday, 7:00am – 6:00pm, and on Saturday from 8:00am – 1:00pm.

With our Flex Option CD1, we will allow you to withdraw the entire amount of your certificate – without penalty – as long as you reinvest no less than the original principal amount in another CD at Republic Bank equal to or greater than 12 months in term.

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

Got questions?
Get answers.

At Republic Bank, our bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for you today.

1Minimum balance to open CD is $1, 000 and must be made with money not currently on deposit with Republic Bank of Chicago. Fees may reduce account earnings. Stated Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate with monthly compounding and crediting of interest. APY is accurate as of 11/22/2022. APY may change and offer may be withdrawn at any time without notice. At maturity, the CD will automatically renew in a similar term at the prevailing rate. Flex Option: Republic Bank will permit a no penalty withdrawal of the entire amount of the deposit if the depositor reinvests no less than the original principal amount in another CD at Republic Bank equal to or greater than 12 months in term. This option may not be used within seven (7) days of account opening, and the funds may not be reinvested in another Flex Option (i.e., breakable) CD. In the event of any early withdrawal, the bank may require a forfeiture of interest equal to six (6) months simple interest calculated on the amount withdrawn, potentially causing a reduction in the original principal amount.