Personal Banking at republic bank

13 Month CD at 4.01% APY

Get Peace of Mind with Our 13 Month CD

Enjoy a predictable return on your hard-earned savings.

Earn 4.01% APY1 on a 13 Month Certificate of Deposit.

Don’t delay. Open your 13 Month CD online in 5 minutes. Get started now.

IRAs | Individual Retirement Accounts

Put your savings to work at 4.01% APY in our 13 Month Certificate of Deposit.

  • $1,000 minimum deposit to open account (new money required)
  • Interest is compounded and credited monthly
  • FDIC insured


Business person looking at their business mobile banking app

Get 4.01% APY on a 13 Month Certificate of Deposit

Get guaranteed growth and interest rate protection while you build your savings and have peace of mind with a strong, predictable return on your investment. Open your 13 Month CD today, and experience the Republic Bank advantage for yourself.

Facts, Answers, and Questions

Great question. We’re a family-owned bank, and we’ve been dedicated to serving our clients since our first branch opened in 1964. Over the years, we’ve expanded our financial services, reinvested in our communities, and have grown to 19 locations throughout Chicagoland.

While our branches may only be in the Midwest, we embrace innovation, entrepreneurship, and hard work regardless of where you live. And the exceptional service we provide knows no geographic boundaries.

If you’re in a jam and need unbiased advice, we’ve got your back.

Our point? You can count on us to work hard for you.

Opening your account online should only take 5 minutes. You’ll need:

  • Social Security Number
  • Driver’s License or State ID
  • Opening Deposit

Need help? Call us at 800-526-9127. We’re available Monday through Friday, 7:00am – 6:00pm, and on Saturday from 8:00am – 1:00pm.

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

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Get answers.

At Republic Bank, our bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for you today.

1Minimum balance to open CD is $1,000 and must be made with money not currently on deposit with Republic Bank of Chicago. Penalty may be imposed for early withdrawal. Fees may reduce account earnings. Stated Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate with monthly compounding and crediting of interest. APY is accurate as of 12/20/2022. APY may change and offer may be withdrawn at any time without notice. At maturity, CD will automatically renew in a similar term at the then prevailing rate.