Online Banking at republic bank

Online Banking

Bank wherever you are, whenever you want with Republic Bank’s Mobile Banking app.

Mobile Banking not only contains your accounts and transactions, but it also includes Zelle®, Credit Insights*, and Mobile Deposit.

Young women happy about her mobile banking at Republic Bank of Chicago

Other features include:

  • Account balances and transactions
  • eStatements
  • Bill pay
  • Transfer funds between accounts
  • Email notifications and account activity alerts
  • Check images
  • Find nearby branches and ATMs


Person looking at their mobile banking wallet at Republic Bank of Chicago

Zelle is the fast, safe, and easy way to move money.

Credit Insights keeps you on top of your credit score and activity.

And with Mobile Deposit, you can deposit checks anywhere, anytime with your mobile device.

Download the app from the App Store or Google Play today!

Credit Insights is a comprehensive program that can help you stay on top of your credit. The program provides free, ongoing access to your credit score and report, monitors your credit for key changes, and finds savings opportunities on existing and new loans and credit cards – all through your Republic Bank mobile banking account.

With this program, you can check your credit score, full credit report, and factors that influence it. The scores are updated automatically every month or you have the option to refresh your score and report daily.

The program also monitors your credit report daily and will inform you by email if there any big changes are detected – a new account has been opened, change in address or employment, a delinquency has been reported, or an inquiry has been made. This level of monitoring will help you keep an eye out for identity theft.

Your Credit Insights Credit Report provides all the information you would find on a credit file including a list of open loans and accounts and credit inquiries. You will also be able to see details on payment history, credit utilization, and the public records that show up on your account. And, when you check your credit file, it will have no impact on your credit score.

No, Credit Insights is entirely free, and no credit card information is required to register.

Your score will be automatically updated every 30 days.  You can also click “refresh” on the Credit Score Dashboard at any time.

Credit Insights pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion. This model seeks to make score information more uniform between the three bureaus to provide consumers a better picture of their credit health. Key factors that drive the score are the same.

 No, Republic Bank uses its own lending criteria for making loan decisions and has no access to Credit Insights. Further, Credit Insights is a free service to help you understand your credit health, and make improvements in your scores. Republic Bank doesn’t have access to your credit file with Credit Insights.

Credit Insights has put in place bank-level encryption and security policies to keep customer data safe and secure. Credit Insights also has a sophisticated system that scans for, and thwarts, online bots, intrusions, and attacks.

Credit Insight’s policies and processes are reviewed annually by a third-party auditor and have been verified by FIS’s Security and Compliance for meeting their stringent security guidelines.

Credit Insights is not intended to be comprehensive and may not provide all information about your accounts. That’s why we encourage you to also take advantage of obtaining free credit reports from to look for any incorrect information or discrepancies across all three bureaus. Each bureau has its own process for correcting inaccurate information, but you can “File a Dispute” by clicking on the “Dispute” link within your Credit Insights Credit Report. Also, the Federal Trade Commission website offers step-by-step instructions on how to contact the bureaus and correct errors.

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

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Get answers.

At Republic Bank, our business bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for your business today.

*The Credit Insights score is intended to help you understand the factors that affect your credit score and ways you may be able to save money with Republic Bank of Chicago loan products. It is not used for approval purposes or for determining rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in your credit report may be different than the Credit Insights score. Offers presented in the app are not offers to lend. Terms and conditions are subject to change at any time without notice.