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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
financials at republic bank

Statement of Condition

We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With roughly $300 million in capital strength and a total capital ratio of 18.32%, we exceed the federal definition for a “well capitalized” bank.

Statement of Condition | June 30, 2025

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 405,596
Investments — Securities 431,933
Loans, net 1,662,596
Premises & Equipment 60,954
Other Assets 83,305
Total Assets  2,644,384
 
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 2,255,966
Borrowed Funds 35,000
Other Liabilities 16,428
Total Liabilities
2,307,394
Equity 336,990
Total Liabilities & Shareholder’s Equity
2,644,384

Capitalization
Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
March 31, 2025 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 18.32%
Tier 1 Capital 6.00% 8.00% 17.20%
Tier 1 Leverage Ratio 4.00% 5.00% 13.54%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be your financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.

*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).

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