We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $194.6 million in capital strength and a capital-to-asset ratio over 9.91%, we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

May 31, 2018

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 194,851
Investments — Securities 260,672
Loans, net 1,395,164
Premises & Equipment 61,331
Other Assets 52,098
Total Assets  1,964,116
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,628,886
Borrowed Funds 109,500
Other Liabilities 31,127
Total Liabilities
Equity 194,603
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
May 31, 2018 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 12.56%
Tier 1 Capital 6.00% 8.00% 11.36%
Total Common Equity Tier 1 4.50% 6.50% 11.36%
Tier 1 Leverage Ratio 4.00% 5.00% 10.14%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.