We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $202 million in capital strength and a capital-to-asset ratio over 12%, we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

June 30, 2016

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 161,697
Investments — Securities 221,171
Loans, net 1,234,387
Premises & Equipment 65,439
Other Assets 71,921
Total Assets  1,754,615
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,411,122
Borrowed Funds 129,000
Other Liabilities 12,400
Total Liabilities & Shareholder’s Equity 1,552,522
Equity 202,093
Total Liabilities & Shareholder’s Equity 1,754,615
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
June 30, 2016 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 14.46%
Tier 1 Capital 6.00% 8.00% 13.23%
Total Common Equity Tier 1 4.50% 6.50% 13.23%
Tier 1 Leverage Ratio 4.00% 5.00% 11.59%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.