We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $194.1 million in capital strength and a capital-to-asset ratio over 9.887%, we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

February 28, 2018

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 240,858
Investments — Securities 249,907
Loans, net 1,356,362
Premises & Equipment 61,849
Other Assets 56,521
Total Assets  1,965,497
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,634,794
Borrowed Funds 103,000
Other Liabilities 33,543
Total Liabilities
Equity 194,160
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
February 28, 2018 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 12.77%
Tier 1 Capital 6.00% 8.00% 11.56%
Total Common Equity Tier 1 4.50% 6.50% 11.56%
Tier 1 Leverage Ratio 4.00% 5.00% 10.29%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.