We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $203.8 million in capital strength and a capital-to-asset ratio over 10.8%, we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

September 30, 2017

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 200,710
Investments — Securities 254,820
Loans, net 1,321,030
Premises & Equipment 63,043
Other Assets 48,094
Total Assets  1,887,697
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,571,964
Borrowed Funds 103,000
Other Liabilities 8,926
Total Liabilities
Equity 203,807
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
September 30, 2017 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 13.66%
Tier 1 Capital 6.00% 8.00% 12.41%
Total Common Equity Tier 1 4.50% 6.50% 12.41%
Tier 1 Leverage Ratio 4.00% 5.00% 11.05%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.