We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $208 million in capital strength and a capital-to-asset ratio over 9.99%, we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

March 31, 2019

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 290,586
Investments — Securities 237,262
Loans, net 1,441,400
Premises & Equipment 60,533
Other Assets 52,091
Total Assets  2,081,872
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,808,642
Borrowed Funds 35,000
Other Liabilities 30,177
Total Liabilities
Equity 208,053
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
March 31, 2019 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 12.97%
Tier 1 Capital 6.00% 8.00% 11.75%
Total Common Equity Tier 1 4.50% 6.50% 11.75%
Tier 1 Leverage Ratio 4.00% 5.00% 10.40%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.