We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $193.6 million in capital strength and a capital-to-asset ratio over 10.5%, we exceed the federal definition for a “well capitalized” bank.


Statement of Condition

March 31, 2017

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 160,594
Investments — Securities 236,415
Loans, net 1,326,040
Premises & Equipment 64,214
Other Assets 55,533
Total Assets  1,842,796
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,528,840
Borrowed Funds 114,500
Other Liabilities 5,804
Total Liabilities
Equity 193,652
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
March 31, 2017 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 12.90%
Tier 1 Capital 6.00% 8.00% 11.80%
Total Common Equity Tier 1 4.50% 6.50% 11.80%
Tier 1 Leverage Ratio 4.00% 5.00% 10.49%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.