We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $244 million in capital strength and a capital-to-asset ratio over 10.08%, we exceed the federal definition for a “well capitalized” bank.

Statement of Condition | March 31, 2021

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 544,167
Investments — Securities 298,926
Loans, net 1,475,483
Premises & Equipment 65,803
Other Assets 31,072
Total Assets  2,415,451
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 2,023,222
Borrowed Funds 119,000
Other Liabilities 29,709
Total Liabilities
Equity 243,520
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
March 31, 2020 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 15.39%
Tier 1 Capital 6.00% 8.00% 14.14%
Total Common Equity Tier 1 4.50% 6.50% 14.14%
Tier 1 Leverage Ratio 4.00% 5.00% 10.57%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.