We recognize the importance of being a fiscally sound bank, especially in this current economic environment. With $230 million in capital strength and a capital-to-asset ratio over 10.00%, we exceed the federal definition for a “well capitalized” bank.

Statement of Condition | June 30, 2020

Assets Dollars (in Thousands)*
Cash & Cash Equivalent 410,521
Investments — Securities 233,762
Loans, net 1,548,388
Premises & Equipment 67,219
Other Assets 38,854
Total Assets  2,298,744
Liabilities & Shareholder’s Equity Dollars (in Thousands)*
Deposits 1,918,462
Borrowed Funds 124,000
Other Liabilities 26,405
Total Liabilities
Equity 229,877
Total Liabilities & Shareholder’s Equity
*This statement has not been reviewed, or confirmed for accuracy or relevance, by the Federal Deposit Insurance Corporation (FDIC).


Republic Bank of Chicago is pleased to present these facts concerning the capital structure of our bank. A “Well Capitalized” financial institution, as defined by the FDIC, is an institution that meets the following guidelines:
June 30, 2020 “Adequately Capitalized” “Well Capitalized” Republic Bank
Total Capital Ratio 8.00% 10.00% 14.23%
Tier 1 Capital 6.00% 8.00% 12.98%
Total Common Equity Tier 1 4.50% 6.50% 12.98%
Tier 1 Leverage Ratio 4.00% 5.00% 10.29%

Republic Bank of Chicago is proud of these ratios, confirming our status as one of the most “Well Capitalized” banks in the Midwest. The extraordinary capital structure fuels the strong growth and continued independence of Republic Bank of Chicago. To our existing customers, we extend our gratitude for allowing us to be their financial institution of choice. To our prospective customers, we challenge you to experience the benefits that our strong capital, independence, and focused banking expertise can bring to your next project.