Business banking at republic bank

Business Credit Cards

Better Cards for Better Business

At Republic Bank, we know one size doesn’t fit all, which is why we offer two credit cards designed to provide our clients with unique benefits that align with their needs.

Republic Bank of Chicago Blue Business Credit Card

All Republic Bank credit cards include these FREE services:

  • EMV chips for added security
  • Digital access with Apply Pay™, Google Pay™, and Samsung Pay
  • Emergency card replacement
  • Auto rental collision damage waiver
  • Zero Liability fraud support
  • Travel and emergency assistance services
  • Travel accident insurance
  • Purchase security/extended protection
  • Roadside dispatch
  • Fraud alerts
  • Purchase alerts
  • Online account information at
  • Cardholder inquiry service
  • Lost or stolen card reporting
  • Verified by Visa


Platinum Business Rewards

Put those purchases to work for you with a rewards card.
  • Earn an unlimited 1% on every transaction, every day
  • $25 annual fee1
  • APR for purchases, balance transfers, and cash advances is a competitive 11.50%2

Platinum Business

If you’re looking no-frills card with a low rate, you found it.
  • $0 annual fee1
  • APR for purchases, balance transfers, and cash advances is a competitive 11.50%2

Click here for full terms and conditions of our credit cards.

Facts, Answers, and Questions

Getting approved takes 1-2 business days. When approved, your card should arrive within 7-10 business days.

Applicants with insufficient credit or poor credit history are welcome to apply with a co-applicant or guarantor.

Cardholders are entitled to at least 21 days from the time they receive their bill to pay off the new balance before incurring finance charges.  Finance charges will not apply on purchases if the account is paid in full during the grace period. Certain transactions, like cash advances, are not entitled to a grace period.

The fastest way to apply is with this link.  You can also visit a branch and work with a banker.

Head over to

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Yes! Download SecurLock Equip from your device’s app store and follow the prompts to activate.

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

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Get answers.

At Republic Bank, our business bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for your business today.

1Cash Advance Fee is either $5 or 2% of the amount of each advance, whichever is greater. Foreign Transaction Fee is up to 1% of each transaction in U.S. dollars.

2Current Prime Rate + 8%. This APR will vary with the market based on the Prime Rate.