business Banking at republic bank

Business Checking Accounts

Accelerate Your Growth

Checking accounts that work for your business, not the other way around.

It’s time to switch to Republic Bank.

Business Checking Accounts Client, Small Business Owner

All Republic Bank Business Checking accounts include these FREE services:

  • Online Banking
  • Mobile Banking
  • Bill Payment
  • Check Images
  • eStatements
  • Mobile Deposit
  • Cash Back Debit Card with Tap to Pay
  • Direct Deposit
  • Bank by Phone

Questions?

Business Basic Checking

Designed for businesses with fewer than 100 transactions per month
  • No monthly maintenance fee or minimum required
  • 100 free transactions2

Business Advantage Checking

Designed for businesses with fewer than 200 transactions per month
  • $15 maintenance fee waived with $2,500 minimum average collected balance
  • 200 free transactions3

Commercial Checking

Designed for businesses with higher transaction volumes and higher balances
  • Fees are offset by an earnings credit4

Quick Coverage Line

THE PERFECT COMPLEMENT TO YOUR BUSINESS CHECKING ACCOUNT
  • $5,000 line of credit1
  • Cover overdrafts and get the peace of mind that comes with a little extra cash flow when cash is tight
  • Learn More

Take full advantage of your Business Checking account, and rest easy knowing we’ve got your back.

Our $5,000 Quick Coverage Line of Credit1 covers overdrafts and provides a little extra cash flow when cash is tight.

With an easy application and quick decision, your Business Checking account will be ready to work hard for you . . . not the other way around.

  • Minimum FICO of 650
  • Business must be in business for at least 2 years
  • Business must be in good standing with Illinois Secretary of State
  • No bankruptcies or foreclosures in the last 12 months
  • Line is valid for 12 months from booking date. For continued coverage after the initial 12-month period, a new application is required.

All owners must be listed under Borrower’s Name and Guarantor’s Name. Only the business owners can sign the application (no outside parties).

Complete the PDF application, print, sign, and deliver to your Branch Sales Manager or Banker.

APPLY NOW

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

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Get answers.

At Republic Bank, our business bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for your business today.

1Subject to credit approval.

2Fees and charges are based on excess account activity and balance.  $0.75 excess activity charge after 100 transactions.  All cash deposits over $1,000 are charged a $1.50 fee per $1,000 deposited.

3Fees and charges are based on excess account activity and balance.  $0.50 excess activity charge after 200 transactions.  All cash deposits over $5,000 are charged a $1.50 fee per $1,000 deposited.

4Fees and charges are based on excess account activity and balance.  Ask your banker for a Commercial Fee Schedule re: earnings credit.

Accelerate Your Growth

Checking accounts that work for your business, not the other way around.

If you’re ready to open your new account online, get started.

It looks like you might be coming from outside of our lending footprint. If you are receiving this in error, please call us at 800-526-9127.

If you’d like to talk with a Business Banking expert, please complete the form below. We’ll call you back to discuss your options and find the right solution for your business.

Business accounts can only be opened in Illinois.

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