Business Checking Accounts
Get Up to $2,000 with a New Business Checking Account*
You read that right.
For a limited time, you can get up to $2,000 when you open a new Business Checking account.*
It’s time to switch to Republic Bank.
Not ready to open your account online? Want to learn more?
Have a Business Banking expert call you back.
All Republic Bank Business Checking accounts include these FREE services:
- Online Banking
- Mobile Banking
- Bill Payment
- Check Images
- Mobile Deposit
- Cash Back Debit Card
- Direct Deposit
- Bank by Phone
Business Basic Checking
- No monthly maintenance fee or minimum required
- 100 free transactions2
Business Advantage Checking
- $15 maintenance fee waived with $2,500 minimum average collected balance
- 200 free transactions3
- Fees are offset by an earnings credit4
Quick Coverage Line
- $5,000 line of credit1
- Cover overdrafts and get the peace of mind that comes with a little extra cash flow when cash is tight
- Learn More
Take full advantage of your Business Checking account, and rest easy knowing we’ve got your back.
Our $5,000 Quick Coverage Line of Credit1 covers overdrafts and provides a little extra cash flow when cash is tight.
With an easy application and quick decision, your Business Checking account will be ready to work hard for you . . . not the other way around.
- Minimum FICO of 650
- Business must be in business for at least 2 years
- Business must be in good standing with Illinois Secretary of State
- No bankruptcies or foreclosures in the last 12 months
- Line is valid for 12 months from booking date. For continued coverage after the initial 12-month period, a new application is required.
All owners must be listed under Borrower’s Name and Guarantor’s Name. Only the business owners can sign the application (no outside parties).
Complete the PDF application, print, sign, and deliver to your Branch Sales Manager or Banker.
It's about more than debits and credits.
At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.
Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.
At Republic Bank, our business bankers work hard to learn your story and become your advocate.
Get connected with us, and put Chicago’s hardworking bank to work for your business today.
1Subject to credit approval.
2Fees and charges are based on excess account activity and balance. $0.75 excess activity charge after 100 transactions. All cash deposits over $1,000 are charged a $1.50 fee per $1,000 deposited.
3Fees and charges are based on excess account activity and balance. $0.50 excess activity charge after 200 transactions. All cash deposits over $5,000 are charged a $1.50 fee per $1,000 deposited.
4Fees and charges are based on excess account activity and balance. Ask your banker for a Commercial Fee Schedule re: earnings credit.
*Offer not available to existing Republic Bank of Chicago checking clients. Offer limited to one per client regardless of number of accounts opened. Offer may be withdrawn at any time without notice. In the third month following account opening, maintain an average monthly balance of $10,000 to receive $250 bonus; $25,000 to receive $500 bonus; $50,000 to receive $1,000 bonus; $100,000 to receive $2,000 bonus. Bonus will be received as a deposit to your checking account within 30 days of the promotional time period. The bonus is considered interest and may be reportable for tax purposes. If account is closed within 6 months of opening, bonus will be deducted before account closing.