Business Banking at republic bank

Loans & Lines of Credit

Competitive Rates, Unrivaled Service

At Republic Bank, we offer loans and lines of credit done right. Right now.

What You Can Expect

Exceptional service, timely communication, attention to detail, professionalism, and most importantly, bankers who care about your business … all of which are hallmarks of what we provide.

You can also expect flexible terms, competitive rates, and a partnership that exists well beyond the closing of your loan.

Financing options as unique as your business:

  • Traditional term loans
  • Lines of credit
  • Equipment financing
  • Accounts receivable loans
  • Asset-based loans

Our application process is easy, but before you start, there is some information you’ll want to have available.

Loan Information

  • The dollar amount you want to borrow
  • The type of loan you are interested in
  • The reason you want to borrow
  • Collateral information (if applicable)

Business Information

  • Business name and address
  • Type of business and year established
  • Tax ID number, annual sales, and number of employees
  • Deposit account summary (bank name, type of account(s), current balance(s))
  • Debts including accounts and trade payables summary (whom payable, type of account, balance owing, payment)
  • Last three years of corporate tax returns

Owner Information

  • Name, address, Social Security number, title, and ownership percentage
  • Last three years of personal tax returns for any individual with > 20% ownership
  • Most recent interim statements (P&L and balance sheet)
  • Completed Personal Financial Statement
  • Government-issued photo ID (driver’s license, U.S. passport, state-issued ID)

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

Got questions?
Get answers.

At Republic Bank, our business bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for your business today.