Business Banking at republic bank

Commercial Loans &
Lines of Credit

Competitive Rates, Unrivaled Service

At Republic Bank, we offer commercial loans and lines of credit done right. Right now.

What You Can Expect

Exceptional service, timely communication, attention to detail, professionalism, and most importantly, bankers who care about your business … all of which are hallmarks of what we provide.

You can also expect flexible terms, competitive rates, and a partnership that exists well beyond the closing of your loan.

Financing options as unique as your business:

  • Traditional term loans
  • Lines of credit
  • Equipment financing
  • Accounts receivable loans
  • Asset-based loans

Our Commercial Lending Team

At Republic Bank, we know how to get deals done. Put our experience and expertise to work for you today, and rest easy knowing that we’ve got your back.

EmilioDiCesare

Emilio DiCesare

SVP/COMMERCIAL GROUP HEAD (C & I)
ADDISON

Emilio DiCesare

Primary Location:
1640 W. Lake St.
Addison, IL 60101
Phone: 630-822-7176
Email: Send Email
Connect
Lori Hernandez

Lori Hernandez

SVP/COMMERCIAL TEAM LEAD (C & I)
ADDISON

Lori Hernandez

Primary Location:
1640 W. Lake St.
Addison, IL 60101
Phone: 630-822-7198
Email: Send Email
Connect
MaryFicarelli

Mary Ficarelli

VP/BUSINESS DEVELOPMENT OFFICER
OAK BROOK

Mary Ficarelli

Primary Location:
2221 Camden Court
Oak Brook, IL 60523
Phone: 630-570-7651
Email: Send Email
Connect
AnthonyDenos

Anthony Denos

AVP/COMMERCIAL LOAN OFFICER
OAK BROOK

Anthony Denos

Primary Location:
2221 Camden Court
Oak Brook, IL 60523
Phone: 630-635-8178
Email: Send Email
Connect

Our Application Process

Your priority is growing your business … and appropriately so.

We’ve made our application process as easy as possible, allowing you to stay focused on what matters most – your business.

Before we start, there is some information you’ll want to have available.

Owner Information

  • Name, address, Social Security number, title, and ownership percentage
  • Last three years of personal tax returns for any individual with > 20% ownership
  • Most recent interim statements (P&L and balance sheet)
  • Completed Personal Financial Statement
  • Government-issued photo ID (driver’s license, U.S. passport, state-issued ID)

Business Information

  • Business name and address
  • Type of business and year established
  • Tax ID number, annual sales, and number of employees
  • Deposit account summary (bank name, type of account(s), current balance(s))
  • Debts including accounts and trade payables summary (whom payable, type of account, balance owing, payment)
  • Last three years of corporate tax returns

Loan Information

  • The dollar amount you want to borrow
  • The type of loan you are interested in
  • The reason you want to borrow
  • Collateral information (if applicable)

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

Got questions?
Get answers.

At Republic Bank, our business bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for your business today.