General 
Rev 02/2022

Facts What does Republic Bank of Chicago do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and overdraft history
  • Transaction history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Republic Bank of Chicago chooses to share; and whether you can limit this sharing.
Reasons we can share your personal
information		 Does Republic Bank of Chicago share? Can you limit this sharing?
For our everyday business purposes –Such as to process your transactions, maintain
your account(s), respond to court orders and
legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –To offer our products and services to you Yes No
For joint marketing with other financial
companies		 Yes No
For our affiliatesʼ everyday business
purposes – Information about your transactions and
experiences		 No We don’t share
For our affiliatesʼ everyday business
purposes – Information about your creditworthiness		 No We don’t share
For nonaffiliates to market to
you		 No We don’t share
Questions? Call 800.526.9127, go to republicEbank.com, or visit a Personal Banker at your local Banking Center.
Who we are
Who is providing this notice? You are receiving this notice from Republic Bank of Chicago
What we do
How does Republic Bank of Chicago protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Additionally, we educate all employees about the importance of confidentiality and customer privacy.
How does Republic Bank of Chicago collect my personal information? We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why canʼt I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes–information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit
sharing. See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Republic Bank of Chicago has no affiliates with which it shares your personal information.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Republic Bank of Chicago does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include non-bank financial institutions, Fintech companies, and non-deposit investment and insurance companies.
Other Important Information
For Alaska, Illinois, Maryland, and North Dakota Customers. We will not share personal information with non-affiliates wither for them to market to you or for joint marketing – without your authorization.

For California Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing-without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi, and New Jersey Customers. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing-without your authorization.

For Vermont Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.

For Mobile Banking Clients

The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission;
  • If you do not wish to grant that permission, you may decline; and
  • If you later change your mind, those permissions can be updated in your device’s settings.

Some examples of information your app will request access to are:

  • Location
  • Contacts
  • Camera

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measure include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

To obtain a copy of the Privacy Policy, please contact 800.526.9127 or visit a branch.