financials at republic bank

Rates

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ProductAccount TypeTiers/Minimum Balance RequirementsAnnual Percentage Yield (APY)Interest Rate1Details
Republic Essential CheckingPersonalNot a Tiered Account0.00%0.00%

Minimum deposit to open: $25

Minimum balance to avoid the imposition of fee: A service charge fee of $7.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $100.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Other terms and conditions may apply1.

Republic Silver Checking with BaZingPersonalNot a Tiered Account0.00%0.00%

Minimum deposit to open: $25

Monthly Service Charge: $6.00 per statement cycle

Other terms and conditions may apply1.

Republic Platinum Checking with BaZingPersonalTier One: $0.010.05%0.05%

Minimum Deposit to Open: $25

Minimum balance to avoid imposition of fees: A service charge fee of $10.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $1,500.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. 

Other terms and conditions may apply1.

Choice CheckingPersonal

Tier One: $0.00 – $15,000.00

Tier Two: $15,000.01-$999,999.999

2.00%

0.00%

1.98%

0.00%

Minimum deposit to open: $25

Online Only

Other terms and conditions may apply1.

Student CheckingPersonalNot a Tiered Account0.00%0.00%

Minimum deposit to open: $25

No minimum balance requirement: no monthly service charge

Other terms and conditions may apply1.

Power Index AccountPersonal

Tier One: $0.00 – $9,999.99

Tier Two: $10,000.00+

0.00%

0.65%

0.00%

0.65%

 Minimum deposit to open: $10,000

The minimum daily balance to obtain the stated APY and avoid the $25 monthly service charge is $10,000.

Other terms and conditions may apply1.

IRA Money MarketPersonalNot a Tiered Account1.76%1.75%

Minimum deposit to open: $25

No minimum daily balance to obtain stated APY; no monthly service charge.

Other terms and conditions may apply1.

Executive Money MarketPersonal & Commercial

Tier One: $0.00 – $2,499.99

Tier Two: $2,500.00 – $9,999.99

Tier Three: 10,000.00 – $24,999.99

Tier Four: $25,000.00+

0.00%

0.05%

0.05%

0.05%

0.00%

0.05%

0.05%

0.05%

 Minimum deposit to open: $2,500

The minimum daily balance to obtain the stated APY and avoid the $25 monthly service charge is $2,500.

Other terms and conditions may apply1.

Business Money MarketCommercial

Tier One: $0.00 – $5,000,000.00

Tier Two: $5,000,000+

0.10%

0.05%

0.10%

0.05%

 Minimum deposit to open: $2,500

The required minimum average daily collected balance is $10,000. A $30 monthly fee will be imposed every statement cycle.

Other terms and conditions may apply1.

Business Select MMACommercial

Tier One: $0.00 – $2,499.99

Tier Two: $2,500.00 – $9,999.99

Tier Three: $10,000.00 – $24,999.99

Tier Four: $25,000.00 – $99,999.99

Tier Five: $100,000.00+

0.00%

0.05%

0.05%

0.05%

0.05%

0.00%

0.05%

0.05%

0.05%

0.05%

Minimum deposit to open: $2,500

Other terms and conditions may apply1.

Commercial Power IndexCommercial

Tier One: $0.00 – $9,999.99

Tier Two: $10,000.00+

0.00%

0.65%

0.00%

0.65%

Minimum deposit to open: $10,000

Other terms and conditions may apply1.

1Rates may change at any time without notice. Fees may reduce earnings on account.

Earnings Credit Rate (ECR): For details and rate, please contact Treasury Management.

 
Product Account Type Tiers Annual Percentage Yield (APY) Interest Rate1 Details
Starter Savings Statement Personal Tier One: $0.00 – $24.99 Tier Two: $25.00+ 0.00% 0.05% 0.00% 0.050% Minimum Deposit to Open: $25 Starter Statement Savings Interest Plan
Starter Savings Passbook Personal Tier One: $0.00 – $24.99 Tier Two: $25.00+ 0.00% 0.050% 0.00% 0.05% Minimum Deposit to Open: $25 Starter Passbook Savings Interest Plan
Republic Savings Statement Personal Tier One: $0.000 – $24.99 Tier Two: $25.00 – $4,999 Tier Three: $5,000.00+ 0.00% 0.05% 0.05% 0.00% 0.05% 0.05% Minimum Deposit to Open: $25 Republic Savings Interest Plan
Republic Savings Passbook Personal Tier One: $0.00 – $24.99 Tier Two: $25.00 – $4,999.99 Tier Three: $5,000+ 0.00% 0.05% 0.05% 0.00% 0.05% 0.05% Minimum Deposit to Open: $25 Republic Savings Passbook Interest Plan
Commercial NOW Commercial Tier One: $0.00 – $999.99 Tier Two: $1,000.00 – $4,999.99 Tier Three: $5,000.00 – $24,999.99 Tier Four: $25,000.00+ 0.00% 0.05% 0.05% 0.05% 0.00% 0.05% 0.05% 0.05% Commercial NOW Interest Plan
Commercial Savings Commercial Tier One: $0.00 – $999.99 Tier Two: $1,000.00+ 0.00% 0.05% 0.00% 0.05% Minimum Deposit to Open: $1,000 Commercial Savings Interest Plan
Commercial Sweep Commercial Tier One: $0.00 –  $149,999.99 Tier Two: $150,000.00 – $499,999.99 Tier Three: $500,000.00 – $999,999.99 Tier Four: $1,000,000.00+ 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% Commercial Sweep Interest Plan
1Rates are subject to change at any time without notice. Fees may reduce earnings on account.
Term Annual Percentage Yield (APY) Interest Rate1
3 MONTH 0.05% 0.05%
6 MONTH 0.05% 0.05%
9 MONTH 0.05% 0.05%
12 MONTH 0.05% 0.05%
18 MONTH 0.25% 0.25%
24 MONTH 0.30% 0.30%
30 MONTH 0.35% 0.35%
36 MONTH 0.35% 0.35%
48 MONTH 0.40% 0.39%
60 MONTH 0.45% 0.45%
1Penalty may be imposed for early withdrawal. Fees may reduce earnings on account.
Term Annual Percentage Yield (APY) Interest Rate1
3 MONTH IRA 0.05% 0.05%
6 MONTH IRA 0.05% 0.05%
9 MONTH IRA 0.05% 0.05%
12 MONTH IRA 0.05% 0.05%
18 MONTH IRA 0.25% 0.25%
24 MONTH IRA 0.30% 0.30%
30 MONTH IRA 0.35% 0.35%
36 MONTH IRA 0.35% 0.35%
48 MONTH IRA 0.40% 0.39%
60 MONTH IRA 0.45% 0.45%
1Penalty may be imposed for early withdrawal. Fees may reduce earnings on account.

Call 800-526-9127 or ask your banker for our current rates.

Call 800-526-9127 or ask your banker for our current rates.

1Activity restrictions and other fees may apply. Ask a banker for our Fee Schedule and Terms and Conditions.