Question 1

Checking and Money Market Accounts

Accepted Answer

Product	Account Type	Tiers/Minimum Balance Requirements	Annual Percentage Yield (APY)	Interest Rate¹	Details
Republic Essential Checking	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 Minimum balance to avoid fee: A maintenance fee of $7.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $100.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Other terms and conditions may apply¹.
Republic Silver Checking with BaZing	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 Monthly Maintenance Fee: $6.00 per statement cycle Other terms and conditions may apply¹.
Republic Platinum Checking with BaZing	Personal	Tier One: $0.01	0.10%	0.10%	Minimum Deposit to Open: $25 Minimum balance to avoid fee: A maintenance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $1,500.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Other terms and conditions may apply¹.
Choice Checking	Personal	Tier One: $0.00 – $15,000.00 Tier Two: $15,000.01-$999,999.999	2.00% 0.00%	1.98% 0.00%	Minimum deposit to open: $25 Online Only Other terms and conditions may apply¹.
Student Checking	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 No minimum balance requirement No monthly maintenance fee Other terms and conditions may apply¹.
Power Index Money Market	Personal	Tier One: $0.00 – $9,999.99 Tier Two: $10,000.00+	0.00% 3.44%	0.00% 3.38%	Minimum deposit to open: $10,000 The minimum daily balance to obtain the stated APY and avoid the $30 maintenance fee is $10,000. Other terms and conditions may apply¹.
IRA Money Market	Personal	Not a Tiered Account	3.44%	3.38%	Minimum deposit to open: $25 No minimum daily balance to obtain stated APY; no monthly maintenance fee. Other terms and conditions may apply¹.
Executive Money Market	Personal & Commercial	Tier One: $0.00 – $2,499.99 Tier Two: $2,500.00 – $9,999.99 Tier Three: 10,000.00 – $24,999.99 Tier Four: $25,000.00+	0.00% 0.10% 0.10% 0.10%	0.00% 0.10% 0.10% 0.10%	Minimum deposit to open: $2,500 The minimum daily balance to obtain the stated APY and avoid the $25 monthly maintenance fee is $2,500. Other terms and conditions may apply¹.
Business Money Market	Commercial	Tier One: $0.00 – $5,000,000.00 Tier Two: $5,000,000+	0.10% 0.10%	0.10% 0.10%	Minimum deposit to open: $2,500 The required minimum average daily collected balance is $10,000. A $30 maintenance fee will be imposed every statement cycle. Other terms and conditions may apply¹.
Business Select Money Market	Commercial	Tier One: $0.00 – $2,499.99 Tier Two: $2,500.00 – $9,999.99 Tier Three: $10,000.00 – $24,999.99 Tier Four: $25,000.00 – $99,999.99 Tier Five: $100,000.00+	0.00% 0.10% 0.10% 0.10% 0.10%	0.00% 0.10% 0.10% 0.10% 0.10%	Minimum deposit to open: $2,500 Other terms and conditions may apply¹.
Commercial Power Index Money Market	Commercial	Tier One: $0.00 – $9,999.99 Tier Two: $10,000.00+	0.00% 3.44%	0.00% 3.38%	Minimum deposit to open: $10,000 The minimum daily balance to obtain the stated APY and avoid the $30 maintenance fee is $10,000. Other terms and conditions may apply1.
¹Rates may change at any time without notice. Fees may reduce earnings on account. Earnings Credit Rate (ECR): For details and rate, please contact Treasury Management.

Question 2

Savings Accounts

Accepted Answer

Product	Account Type	Tiers/Minimum Balance Requirements	Annual Percentage Yield (APY)	Interest Rate¹	Details
Republic Essential Checking	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 Minimum balance to avoid fee: A maintenance fee of $7.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $100.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Other terms and conditions may apply¹.
Republic Silver Checking with BaZing	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 Monthly Maintenance Fee: $6.00 per statement cycle Other terms and conditions may apply¹.
Republic Platinum Checking with BaZing	Personal	Tier One: $0.01	0.10%	0.10%	Minimum Deposit to Open: $25 Minimum balance to avoid fee: A maintenance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $1,500.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Other terms and conditions may apply¹.
Choice Checking	Personal	Tier One: $0.00 – $15,000.00 Tier Two: $15,000.01-$999,999.999	2.00% 0.00%	1.98% 0.00%	Minimum deposit to open: $25 Online Only Other terms and conditions may apply¹.
Student Checking	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 No minimum balance requirement No monthly maintenance fee Other terms and conditions may apply¹.
Power Index Money Market	Personal	Tier One: $0.00 – $9,999.99 Tier Two: $10,000.00+	0.00% 3.44%	0.00% 3.38%	Minimum deposit to open: $10,000 The minimum daily balance to obtain the stated APY and avoid the $30 maintenance fee is $10,000. Other terms and conditions may apply¹.
IRA Money Market	Personal	Not a Tiered Account	3.44%	3.38%	Minimum deposit to open: $25 No minimum daily balance to obtain stated APY; no monthly maintenance fee. Other terms and conditions may apply¹.
Executive Money Market	Personal & Commercial	Tier One: $0.00 – $2,499.99 Tier Two: $2,500.00 – $9,999.99 Tier Three: 10,000.00 – $24,999.99 Tier Four: $25,000.00+	0.00% 0.10% 0.10% 0.10%	0.00% 0.10% 0.10% 0.10%	Minimum deposit to open: $2,500 The minimum daily balance to obtain the stated APY and avoid the $25 monthly maintenance fee is $2,500. Other terms and conditions may apply¹.
Business Money Market	Commercial	Tier One: $0.00 – $5,000,000.00 Tier Two: $5,000,000+	0.10% 0.10%	0.10% 0.10%	Minimum deposit to open: $2,500 The required minimum average daily collected balance is $10,000. A $30 maintenance fee will be imposed every statement cycle. Other terms and conditions may apply¹.
Business Select Money Market	Commercial	Tier One: $0.00 – $2,499.99 Tier Two: $2,500.00 – $9,999.99 Tier Three: $10,000.00 – $24,999.99 Tier Four: $25,000.00 – $99,999.99 Tier Five: $100,000.00+	0.00% 0.10% 0.10% 0.10% 0.10%	0.00% 0.10% 0.10% 0.10% 0.10%	Minimum deposit to open: $2,500 Other terms and conditions may apply¹.
Commercial Power Index Money Market	Commercial	Tier One: $0.00 – $9,999.99 Tier Two: $10,000.00+	0.00% 3.44%	0.00% 3.38%	Minimum deposit to open: $10,000 The minimum daily balance to obtain the stated APY and avoid the $30 maintenance fee is $10,000. Other terms and conditions may apply1.
¹Rates may change at any time without notice. Fees may reduce earnings on account. Earnings Credit Rate (ECR): For details and rate, please contact Treasury Management.

Question 3

Certificates of Deposit (CDs)

Accepted Answer

Product	Account Type	Tiers/Minimum Balance Requirements	Annual Percentage Yield (APY)	Interest Rate¹	Details
Republic Essential Checking	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 Minimum balance to avoid fee: A maintenance fee of $7.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $100.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Other terms and conditions may apply¹.
Republic Silver Checking with BaZing	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 Monthly Maintenance Fee: $6.00 per statement cycle Other terms and conditions may apply¹.
Republic Platinum Checking with BaZing	Personal	Tier One: $0.01	0.10%	0.10%	Minimum Deposit to Open: $25 Minimum balance to avoid fee: A maintenance fee of $10.00 will be imposed every statement cycle unless you maintain a minimum average daily balance of $1,500.00 for the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Other terms and conditions may apply¹.
Choice Checking	Personal	Tier One: $0.00 – $15,000.00 Tier Two: $15,000.01-$999,999.999	2.00% 0.00%	1.98% 0.00%	Minimum deposit to open: $25 Online Only Other terms and conditions may apply¹.
Student Checking	Personal	Not a Tiered Account	0.00%	0.00%	Minimum deposit to open: $25 No minimum balance requirement No monthly maintenance fee Other terms and conditions may apply¹.
Power Index Money Market	Personal	Tier One: $0.00 – $9,999.99 Tier Two: $10,000.00+	0.00% 3.44%	0.00% 3.38%	Minimum deposit to open: $10,000 The minimum daily balance to obtain the stated APY and avoid the $30 maintenance fee is $10,000. Other terms and conditions may apply¹.
IRA Money Market	Personal	Not a Tiered Account	3.44%	3.38%	Minimum deposit to open: $25 No minimum daily balance to obtain stated APY; no monthly maintenance fee. Other terms and conditions may apply¹.
Executive Money Market	Personal & Commercial	Tier One: $0.00 – $2,499.99 Tier Two: $2,500.00 – $9,999.99 Tier Three: 10,000.00 – $24,999.99 Tier Four: $25,000.00+	0.00% 0.10% 0.10% 0.10%	0.00% 0.10% 0.10% 0.10%	Minimum deposit to open: $2,500 The minimum daily balance to obtain the stated APY and avoid the $25 monthly maintenance fee is $2,500. Other terms and conditions may apply¹.
Business Money Market	Commercial	Tier One: $0.00 – $5,000,000.00 Tier Two: $5,000,000+	0.10% 0.10%	0.10% 0.10%	Minimum deposit to open: $2,500 The required minimum average daily collected balance is $10,000. A $30 maintenance fee will be imposed every statement cycle. Other terms and conditions may apply¹.
Business Select Money Market	Commercial	Tier One: $0.00 – $2,499.99 Tier Two: $2,500.00 – $9,999.99 Tier Three: $10,000.00 – $24,999.99 Tier Four: $25,000.00 – $99,999.99 Tier Five: $100,000.00+	0.00% 0.10% 0.10% 0.10% 0.10%	0.00% 0.10% 0.10% 0.10% 0.10%	Minimum deposit to open: $2,500 Other terms and conditions may apply¹.
Commercial Power Index Money Market	Commercial	Tier One: $0.00 – $9,999.99 Tier Two: $10,000.00+	0.00% 3.44%	0.00% 3.38%	Minimum deposit to open: $10,000 The minimum daily balance to obtain the stated APY and avoid the $30 maintenance fee is $10,000. Other terms and conditions may apply1.
¹Rates may change at any time without notice. Fees may reduce earnings on account. Earnings Credit Rate (ECR): For details and rate, please contact Treasury Management.

Question 4

Individual Retirement Accounts (IRAs)

Accepted Answer

Term	Annual Percentage Yield (APY)	Interest Rate¹
3 MONTH IRA	0.50%	0.49%
6 MONTH IRA	0.50%	0.49%
9 MONTH IRA	0.75%	0.74%
12 MONTH IRA	0.75%	0.74%
18 MONTH IRA	1.00%	0.99%
24 MONTH IRA	1.00%	0.99%
30 MONTH IRA	1.25%	1.24%
36 MONTH IRA	1.50%	1.49%
48 MONTH IRA	1.50%	1.49%
60 MONTH IRA	1.50%	1.49%
¹Penalty may be imposed for early withdrawal. Fees may reduce earnings on account. Minimum deposit to open and earn interest: $1,000.

Question 5

Auto Loans

Accepted Answer

Call 800-526-9127 or ask your banker for our current rates.

Question 6

Consumer Loans

Accepted Answer

Call 800-526-9127 or ask your banker for our current rates.

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