Business Banking at republic bank

Express Business Loans & Lines of Credit

Up to $250,000 in 24 Hours

Our Express Business Loan makes borrowing easy so you can focus on what matters most – your business.

No hassles. No headaches. No kidding.

This is business banking done right. Right now.

Get Started

Not ready to apply online? Want to learn more?

Have a Business Banking expert call you back.

Term Loan

Enjoy the peace of mind of predictable low payments over a longer term.
  • Competitive interest rates
  • 5 year term
  • Loan amounts up to $250,000

Moving at the speed of business with bankers who care about your success.

Line of Credit

Make your money work hard for you while enjoying the flexibility of a line of credit.
  • Competitive interest rates
  • 2 year term
  • Line amounts up to $175,000

Finally, a line of credit that works for you, not the other way around.

Apply in 5 minutes.

Our quick and easy application means you don't have to slow down in order to fund your business.

Instant Decisions.

Once your application is completed, we provide an instant decision so your business can keep moving forward.

Get fast funding.

Get a competitive rate, up to a 5-year term, and fast funding into your Republic Bank Business Checking account.

Facts, Answers, and Questions

Our Express Business Loan has a 5-year term, and the Line of Credit has a 2-year term. Rates are very competitive and based on business health and personal credit. They range from Prime +3.50% to Prime + 12.00%.

Yes! There is no prepayment penalty on the Express Business Loan or Line of Credit. Pay it off at any time with no added fees.

Loan approval and rates will depend on the health of your business, how long you have been in business, and your personal credit.

You can borrow up to $250,000 on a 5-year term loan or up to $175,000 on a 2-year line of credit.

There is a one-time origination fee of $475 which can be paid upfront or rolled into your loan/line of credit.

You can use the funds for any business purpose such as working capital, expansion, renovation, or marketing.

It's about more than debits and credits.

At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.

Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.

Got questions?
Get answers.

At Republic Bank, our business bankers work hard to learn your story and become your advocate.

Get connected with us, and put Chicago’s hardworking bank to work for your business today.