Checking and Savings Solutions that Maximize Your Money

Everything you need from a bank is here at Republic.

From Checking to Savings and Online to Mobile, we’ve got you covered with solutions that work hard for you.

Personal Checking Accounts

All our checking accounts include:

  • Free Direct Deposit
  • Cash Back EMV Debit MasterCard™
  • Online & Mobile Banking
    • eStatements
    • Mobile Deposit
    • Zelle
    • Credit Insights
    • Check Images
    • Bill Pay
  • Unlimited Check Writing
  • Bank by Phone
  • Website Support

Have a Question?

  • Speak to a Personal Banker
    630.570.7700
    Monday – Friday 9am – 5pm
  • Email Us
    Please note, this is an unsecured message. Do not include account numbers, social security numbers, date of birth or other sensitive information.

Republic Platinum Checking

Do you maintain a minimum balance of $1,500 in your account?

  • Shop local, save local with BaZing savings. Learn more about BaZing!
  • Maintain an average collected monthly balance of $1,500, and we’ll waive the $10 monthly fee.
  • $25 Minimum to open account
  • Earn 0.05% in interest & APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate. Interest compounded and paid monthly based on account balance. Interest rates may change at any time without notice. Fees could reduce earnings. Annual Percentage Yield (APY) is accurate as of May 17, 2022.)

OPEN ACCOUNT

Republic Silver Checking

Do you have a cell phone or look for deals when you shop?

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details.)

OPEN ACCOUNT

Republic Essential Checking

Do you want a low cost account with basic benefits?

  • Maintain an average collected monthly balance of $100, and we’ll waive the $7 monthly fee
  • $25 Minimum to open account

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details.)

OPEN ACCOUNT

Republic Student Checking

Designed exclusively for students ages 13 – 24* with up to $100 bonus.**

  • Free Cash Back Debit Card with Zero Liability and ID Theft Protection
  • Free Online Banking with eStatements
  • Free Mobile Banking with Zelle, Mobile Check Deposit, and Credit Insights
  • No minimum balance or monthly maintenance fees
  • Only $25 to open account

OPEN ACCOUNT

*Student Checking clients under the age of 18 will be required to have an adult who is 18 years of age or older on the account as cosigner. At age 25, your Student Checking account will convert to an Essential Checking (or similar) account.

**Offer of bonuses is not available to existing Republic Bank of Chicago checking clients. Setup and complete a direct deposit to the checking account or perform 10 debit card transactions within 60 days of account opening to receive $50 bonus. Receive an additional $50 bonus if a Starter Statement Savings or Statement Savings account is opened at the same time as the Student Checking account. The bonuses will be deposited to your checking account 30 business days after performing required actions. The bonuses are considered interest and may be reportable for tax purposes. If account is closed within 6 months of opening, bonuses will be deducted before account closing.

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details.)

Personal Savings Accounts

All our savings accounts include:

  • Free Direct Deposit
  • ATM Card Access
  • Online & Mobile Banking
    • Mobile Deposit
    • E-statements
  • Bank by Phone
  • Website Support

Have a Question?

  • Speak to a Personal Banker
    630.570.7700
    Monday – Friday 9am – 5pm
  • Email Us
    Please note, this is an unsecured message. Do not include account numbers, social security numbers, date of birth or other sensitive information.

Passbook Savings

A traditional savings account with a low minimum balance requirement that still allows you to earn interest.

Tier One: $0.00 – $24.99 0.00% APY
Tier Two: $25.00 – $4,999.99 0.05% APY
Tier Three: $5000.00+ 0.05% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees could reduce earnings. Annual Percentage Yield (APY) is accurate as of May 17, 2022.)

  • $25 minimum to open account
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and avoid $3 monthly service charge

Statement Savings

A savings account that earns interest when you maintain a minimum daily balance of $25.

Tier One: $0.00 – $24.99 0.00% APY
Tier Two: $25.00 – $4,999.99 0.05% APY
Tier Three: $5,000.00+ 0.05% APY
(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees could reduce earnings. Annual Percentage Yield (APY) is accurate as of May 17, 2022.)
  • $25 minimum to open account
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and avoid $3 monthly service charge

OPEN ACCOUNT

Starter Passbook Savings

A passbook account perfect for first time savers.

Tier One: $0.00 – $24.99 0.00% APY
Tier Two: $25.00 + 0.05% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product.Interest rates may change at any time
without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees could reduce earnings. Annual Percentage Yield (APY) is accurate as of May 17, 2022.)

  • $25 minimum to open account
  • No monthly service charge
  • No minimum balance
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY)

Starter Statement Savings

A statement account perfect for first time savers.

Tier One: $0.00 – $24.99 0.00% APY
Tier Two: $25.00 + 0.05% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product. Interest rates may change at any time
without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month; $1 fee charged per transaction in excess of these limits. Fees could reduce earnings. Annual Percentage Yield (APY) is accurate as of May 17, 2022.)

  • $25 minimum to open account
  • No monthly service charge
  • No minimum balance
  • $25 minimum daily balance to obtain the stated Annual Percentage Yield (APY)

Money Market Accounts

A Money Market is a good fit if you’re looking to earn higher rates as your balances increase.

All our money market accounts include:

  • Online & Mobile Banking
    • Mobile Deposit
    • E-statements
  • Bank by Phone
  • Website Support

Have a Question?

  • Speak to a Personal Banker
    630.570.7700
    Monday – Friday 9am – 5pm
  • Email Us
    Please note, this is an unsecured message. Do not include account numbers, social security numbers, date of birth or other sensitive information.

Executive Money Market

Tier One: $0.00-$2,499.99 0.00% APY
Tier Two: $2,500.00 -$9,999.99 0.05% APY
Tier Three: $10,000.00-$24,999.99 0.05% APY
Tier Four: $25,000.00+ 0.05% APY

(Other activity restrictions and fees may apply, see our Fee Schedule. For Terms and Conditions, ask a banker for details. Variable rate, tiered product. Interest rates may change at any time
without notice. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month or a per item fee of $25 will be charged per each transaction in excess of these limits. Fees could reduce earnings. Annual Percentage Yield (APY) is accurate as of May 17, 2022.)

OPEN ACCOUNT

  • $2,500 minimum to open account
  • $2,500 minimum daily balance to obtain the stated Annual Percentage Yield (APY) and avoid $25 service charge
  • Interest credited monthly on the last day of each month

IRA Money Market

  • $25 minimum to open account
  • No minimum daily balance to obtain stated Annual Percentage Yield (APY)
  • No Monthly service charge
  • Interest credited monthly on the last day of each month

(Other activity restrictions may apply. IRS tax penalty may be imposed for early withdrawal. Variable rate. Interest rates may change at any time without notice. Interest rate will be at a minimum the 13 week Treasury Bill Auction rate as published in the Wall Street Journal. Interest income may decline with size of balance. Limit 6 preauthorized transfers or withdrawals per month or a per item fee of $25 will be charged for each transaction in excess of these limits. Fees could reduce earnings.)

Certificates of Deposit

A Certificate of Deposit is a great choice for those who want a predictable return on their investment.

Long term Savings Solutions

0.20% APY* 8 Month CD

*The Certificate of Deposit Annual Percentage Yield (APY) is accurate as of May 17, 2022. The minimum balance required to open and obtain the APY is $1,000. This is a 8 month term. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer may be withdrawn at any time without notice. Automatically renews at maturity. FDIC insured up to $250,000. Speak to a banker for details, fees and terms.

0.40% APY* 4 Year CD

*The Certificate of Deposit Annual Percentage Yield (APY) is accurate as of May 17, 2022. The minimum balance required to open and obtain the APY is $1,000. This is a 48 month term. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer may be withdrawn at any time without notice. Automatically renews at maturity. FDIC insured up to $250,000. Speak to a banker for details, fees and terms.

Please contact a Personal Banker for our standard CD rates.

Online Services

Bank on your own time, and on any secure device, with our online banking services.

Sign Up

Need to login to Online Banking?

Go to the Online Banking login under the main menu on the home page
You may need to scroll down the page a little to view the login

  1. Enter your Personal Online Banking User ID
  2. Click ‘login’. This will take you to a screen that asks for your password.
  3. Submit your password and enter your account

Online Banking

Included with all of our personal checking, savings, CDs and loan accounts, our Online Banking tool offers you a wealth of options to manage your needs.

Features & Benefits

  • 24/7 access to all of your account features from anywhere
  • View account balances and transaction information
  • Bill Pay
  • E-statements
  • Name your accounts to track your spending & saving
  • Transfers between your Republic Bank accounts
  • Email notifications and account activity alerts

Please read our Online Banking Disclosure.

  • View check images for 90 days
  • Place stop payments
  • Request documents
  • Reorder checks
  • Easily export information to Quicken™ and Microsoft Money™

Watch our Online Banking Videos

Mobile Banking

Bank wherever you are, whenever you want with Republic Bank of Chicago Mobile Banking! Check balances, make transfers, pay bills, make deposits, use Zelle, and find locations. And, with Credit Insights*, you can monitor your credit score, set up credit alerts, download your complete credit report, and more! It’s included for free in our Mobile Banking app.

Features

  • Deposit checks on the go
  • Send and receive money securely with Zelle®
  • Schedule bill payments
  • Check account balances
  • Search recent transactions
  • Transfer cash between accounts
  • Find nearby branches and ATMs
  • Email notifications and account activity alerts
  • Monitor your credit score
  • Download your full credit report

Download our Mobile App & bank from anywhere life takes you.

AppleApp GooglePlayLogo_app

Equipped with the same security features as Republic Bank of Chicago Online Banking. Message and data rates may apply. Review complete Mobile App Terms and Conditions.

  • What is Credit Insights?

    Credit Insights is a comprehensive program that can help you stay on top of your credit. The program provides free, ongoing access to your credit score and report, monitors your credit for key changes, and finds savings opportunities on existing and new loans and credit cards – all through your Republic Bank mobile banking account.

    With this program, you can check your credit score, full credit report, and factors that influence it. The scores are updated automatically every month or you have the option to refresh your score and report daily.

    The program also monitors your credit report daily and will inform you by email if there any big changes are detected – a new account has been opened, change in address or employment, a delinquency has been reported, or an inquiry has been made. This level of monitoring will help you keep an eye out for identity theft.

  • What is a Credit Insights Report?

    Your Credit Insights Credit Report provides all the information you would find on a credit file including a list of open loans and accounts and credit inquiries. You will also be able to see details on payment history, credit utilization, and the public records that show up on your account. And, when you check your credit file, it will have no impact on your credit score.

  • Is there a fee?

    No. Credit Insights is entirely free and no credit card information is required to register.

  • How often are credit scores updated?

    Your score will be automatically updated every 30 days. You can also click “refresh” on the Credit Score Dashboard at any time.

  • How does Credit Insights differ from other credit score offerings?

    Credit Insights pulls your credit profile from TransUnion, one of the three major credit reporting bureaus, and uses VantageScore 3.0, a credit scoring model developed collaboratively by the three major credit bureaus: Equifax, Experian, and TransUnion. This model seeks to make score information more uniform between the three bureaus to provide consumers a better picture of their credit health. Key factors that drive the score are the same.

  • Will Republic Bank use Credit Insights to make loan decisions?

    No, Republic Bank uses its own lending criteria for making loan decisions and has no access to Credit Insights. Further, Credit Insights is a free service to help you understand your credit health, and make improvements in your scores. Republic Bank doesn’t have access to your credit file with Credit Insights.

  • How does Credit Insights keep my financial information secure?

    Credit Insights has put in place bank-level encryption and security policies to keep customer data safe and secure. Credit Insights also has a sophisticated system that scans for, and thwarts, online bots, intrusions, and attacks.

    Credit Insight’s policies and processes are reviewed annually by a third-party auditor and have been verified by FIS’s Security and Compliance for meeting their stringent security guidelines.

  • What if the information provided appears to be wrong?

    Credit Insights is not intended to be comprehensive and may not provide all information about your accounts. That’s why we encourage you to also take advantage of obtaining free credit reports from www.annualcreditreport.com to look for any incorrect information or discrepancies across all three bureaus. Each bureau has its own process for correcting inaccurate information, but you can “File a Dispute” by clicking on the “Dispute” link within your Credit Insights Credit Report. Also, the Federal Trade Commission website offers step-by-step instructions on how to contact the bureaus and correct errors.

*The Credit Insights score is intended to help you understand the factors that affect your credit score and ways you may be able to save money with Republic Bank of Chicago loan products. It is not used for approval purposes or for determining rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in your credit report may be different than the Credit Insights score. Offers presented in the app are not offers to lend. Terms and conditions are subject to change at any time without notice.

Security

Safe and Secure

Keeping your account safe is our highest priority. We are continuously updating and upgrading our tools to ensure your account is protected. Here’s how you can help safeguard your information:

Secure your network

  • Install current anti-virus software and keep it updated.
  • Do not click on unexpected links in emails or run unknown attachments.
  • Install a firewall on your internet connection.

Protect your accounts

  • Set up alerts. Our online banking system will send email alerts for any transaction. When you monitor these alerts and call the bank if there is an unauthorized transaction, we can block the transaction before any money changes hands.
  • Set daily limits on transactions to reduce your exposure. Any attempt to go past a limit will generate a call from us.
  • Keep your password and user ID private. Do not share your information with anyone.
  • Know that we will never call and ask you for your password or user ID over the phone.
  • Check your online balances regularly. We recommend twice a day.

Remember, we are doing all we can to secure your online banking accounts, but the final responsibility rests with you. If you have any questions or need help applying these recommendations, please contact us at support@republicEbank.com.

(Please note, this is an unsecured message. Do not include account numbers, social security numbers, date of birth or other sensitive information.)

Debit Cards

Republic Bank Cash Back EMV Debit MasterCard®

Get 3¢ cash back with every purchase.

Get 3¢ cash back with every purchase when you use your Debit MasterCard®. The card is free and available to customers with Checking accounts and Money Market accounts.

  • 24/7 account access nationwide in STARsf and Allpoint networks
  • Withdraw from your checking, savings and money market accounts at ATMs
  • Transfer funds between Republic Bank accounts
  • Check your balance
  • Get cash advances at MasterCard® member institutions
  • No limit on cash back rewards

Stop in at any of our locations, sign up for your Debit MasterCard® and start earning cash back today!

*Checking account is required. May add Debit Card to Money Market and Savings accounts for transfer capabilities at an ATM. Fees and restrictions may apply.