Student Checking That Keeps It Simple
No fees. No stress. Just banking made for student life.
College life moves fast. Your bank accounts should keep up. Our Student Checking account gives you real perks, no hassles, and the tools you need to stay in control. With no monthly maintenance fees and helpful digital features, it’s banking that actually works for students.
Republic Bank Student Checking includes these FREE services:
- Cash Back Debit Card with Tap to Pay
- Debit Card and Account Alerts
- 55,000+ surcharge-free ATMs nationwide
- Online & Mobile Banking
- eStatements
- Zelle
- Credit and Spending Insights
- Mobile Deposit
- Direct Deposit w/Early Pay5
- Bank by Phone
Questions?
Student Checking
- Earn up to a $100 bonus1 when you open a Student Checking and Savings account
- Earn $0.03 cash back with every debit card purchase2
- Only $25 to open the account
- No minimum balance requirement
- No monthly maintenance fees
Note: students age 18 or older may open their accounts online. Those under age 18 must visit a branch with their cosigner.
Statement Savings
- Earn up to a $100 bonus1 when you open a Student Checking and Savings account
- Earn competitive interest3
- Only $25 to open the account
- Maintain a $25 daily balance to earn Annual Percentage Yield (APY) and avoid the $3 monthly maintenance fee4
Great question. We’re a family-owned bank, and we’ve been dedicated to serving our clients since our first branch opened in 1964. Over the years, we’ve expanded our financial services, reinvested in our communities, and have grown to 19 locations throughout Chicagoland with a nationwide reach.
Student Checking from Republic Bank is built around the way students live and spend. It includes benefits you’ll actually use, an easy-to-use mobile app, and real support when you need help. Whether you’re paying for books, rent, or late-night food, this account helps you stay on top of your money.
When you add direct deposit to your new Republic Bank Checking account, be sure to use our exclusive Early Pay5 routing number – 071026385 – to get your paycheck up to two days early!
When you bank with Republic Bank of Chicago, you not only get the accounts you want, you also get the expertise you need and the exceptional service you deserve. Plus, we do our very best to provide you with the tools and resources you need to build a bright financial future.
At Republic Bank, it’s important to us to provide you with the resources you need to have a bright financial future.
Explore our posts and learn more about credit score myths, savings strategies, the benefits of smaller local banks, and more.
At Republic Bank, our bankers work hard to learn your story and become your advocate.
Get connected with us, and put Chicago’s hardworking bank to work for you today.
1Student Checking clients under the age of 18 will be required to have an adult who is 18 years of age or older on the account as cosigner. At age 25, your Student Checking account will convert to Essential (or similar) account. Offer of bonus is not available to existing Republic Bank of Chicago checking clients. Limit one bonus per customer. Setup and complete a direct deposit to the checking account or perform 10 debit card transactions within 60 days of account opening to receive $50 bonus. Receive an additional $50 bonus if a Statement Savings account is opened at the same time as the Student Checking account. The bonuses will be deposited to your checking account 90 business days after performing required actions. The bonuses are considered interest and may be reportable for tax purposes. If account is closed within 6 months of opening, bonuses will be deducted before account closing
2Debit Card Cash Back is limited to $25 per month or $300 per year. Only PIN, chip, or signature-based transactions qualify. Fees may reduce earnings.
3Variable rate which is compounded and paid monthly based on account balance. The rate may change at any time without notice. Fees can reduce earnings.
4Activity restrictions and other fees may apply. Ask a banker for our Fee Schedule and Terms and Conditions.
5Early Pay, which provides access to your paycheck up to two days early, depends on the timing of the submission of the payment file from the payer (e.g., your employer). We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.
