Business loans and personal loans are both reasonable options for individuals and companies that need quick cash on hand, but they vary in how you can use them. It’s important to consider your financial needs (i.e., looking for startup funding or needing to supplement cash flow) to determine which loan type is right for you….

Even if you’re familiar with the world of credit reports and credit scores, it can be confusing — and the things you’ve heard about credit may or may not be true. Credit scores are an important tool to have in your financial arsenal, so let’s start debunking some of the most common credit score myths….

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